Quick Start

Testimonials

Marcy- VA Home Loan Staff
“With a son in the military, I appreciate working for a financial institution that is very supportive of our troops and their families.”

-Marcy

VA Home Loan Rates

VA Home Loan Rates are a key factor in establishing your payment amount.  Our VA Home Loan Officers feel it is important that you understand all the ins and outs of the VA Home Loan process so give us a call with any questions you have.

Your VA Home Loan rate is determined by:

  • Market conditions
  • The size of your loan
  • Varying factors specific to your situation

Right now you could get a 15 year fixed rate* 4.75% and APR of 4.99%

or 30 year fixed rate* 5.00% and APR 5.28%

Call one of our VA Home Loan Officers today to see what you qualify for.

*Rates posted as of 11/10/09 (subject to change daily)

 

Yes! With true 100% financing, VA Home Loan Express can make your dreams of owning or building a new home come true. By meeting just a few minimum financial qualifications you can be eligible for a VA loan with 100% financing and no out-of-pocket closing costs.

Learn more.

With VA Home Loans the government does not set a minimum down payment or credit score. The government backs VA Home Loans, which protects lenders if the loan goes into default and allows the bank to offer lower interest rates and no down payments.

Learn more.

Yes, at VA Home Loans Express you can obtain 100% financing for the purchase of a home and still be eligible to receive 10% of the purchase price of your home up to $8,000 in the form of a tax refund when you file your tax return in 2009. This program has a current expiration of November 30, 2009, but we hope the Government will extend this program. Contact us by email and we can forward to you eligibility information about the First Time Home Buyer tax credit. A first time home buyer is a person who has not owned a home in the past 3 years.

Learn more.


Join Our Mailing List

Email:


 

Recent Blog Entries

VA Home Loan Blog

VA Home loans and Tax Credits Question: Can I purchase a home using my VA certificate of eligibility and qualify for the new Federal Tax Credit? Answer: Absolutely YES! you may apply for up to $6,500.00 in tax credit and … Continue reading

va home loans in declining real estate market

This blog is to help you learn about VA Loans and about VA Jumbo Loans. Today we will discuss Va Loan limits. If your Va home is not located in a declining market as verified by Mortgage Underwriting and you … Continue reading

Is it really time to buy a home?

This has proven to be an unprecedented time to purchase a home through VA Home Loans Express. With the lowest home prices for years and interest rates bouncing around on the 45 year low. Families are purchasing homes that in … Continue reading

Loan Directory Links